European Trend Survey "Banks & Future 2012"

Based on the responses of banks from fifteen European countries, the European Trend Survey "Banks & Future 2012" identifies the challenges and key trends in the European payment market faced by European banks. It gives an outlook on future areas for innovations and developments, such as cards business, outsourcing, supply and financial chain integration, the International Payment Framework (IPF) and reach for payment transactions. Highlighted are challenges that come with the Single EURO Payment Area (SEPA).